Breaking

सोमवार, 20 अप्रैल 2020

BCA BCA 6th Sem Notes -Electronic Fund Transfer and Debit cards on the Internet

BCA 6th Sem Notes -Electronic Fund Transfer and Debit cards on the Internet

by on in

  • UNIT-I 
Introduction to E-Commerce
The Scope of Electronic Commerce 
Definition of Electronic Commerce,
Electronic E-commerce and the Trade Cycle
Electronic Markets, Electronic Data Interchange
Internet Commerce, E-Commerce in Perspective
Business Strategy in an Electronic Age: Supply Chains
Porter’s Value Chain Model, Inter-Organizational Value Chains
Competitive Strategy, Porter’s Model
First Mover Advantage Sustainable Competitive Advantage
Competitive Advantage using E-Commerce
Business Strategy, Introduction to Business Strategy
Strategic Implications of IT, Technology
Business Environment, Business Capability
Exiting Business Strategy, Strategy Formulation & Implementation Planning
E-Commerce Implementation
E-Commerce Evaluation




  • UNIT-II 

    • Business-to-Business Electronic Commerce

    Characteristics of B2B EC
    Models of B2B Ec
    Procurement Management Using the Buyer’s Internal Marketplace
    Just in Time Delivery
    B2B Models
    Auctions and Services from Traditional to Internet-Based EDI
    The Role of Software Agents for B2B EC
    Electronic marketing in B2B
    Solutions of B2B EC
    Managerial Issues
    Electronic Data Interchange (EDI)
    EDI: The Nuts and Bolts
    EDI & Business





  • UNIT-III 





  • UNIT-IV 







  • UNIT-V                 

    •  Electronic Fund Transfer

    “Electronic funds transfers Typically, layers are created by moving money through electronic funds transfers into and out of domestic and offshore bank accounts of fictitious individuals and shell companies.
    An electronic fund transfer moves money from one account to another. The accounts can be at the same financial institution or two different financial institutions. The transaction is done electronically over a computerized network.
    EFT transactions are also referred to as electronic banking. Everything is done paper-free, so there isn’t a need for cash or paper checks.
    There are many ways to transfer money electronically.-
    Direct deposit lets you electronically pay employees. After you run payroll, you will tell your direct deposit service provider how much to deposit in each employee’s bank account. Then, the direct deposit provider will put that money in employee accounts on payday
    ATMs let you bank without going inside a bank and talking to a teller. You can withdraw cash, make deposits, or transfer funds between your accounts.

    Debit cards allow you to make EFT transactions. You can use the debit card to move money from your business bank account. Use your debit card to make purchases or pay bills online, in person, or over the phone.
    Electronic checks are similar to paper checks but used electronically. You will enter your bank account number and routing number to make a payment.
    Pay-by-phone systems let you pay bills or transfer money between accounts over the phone.
    Personal computer banking lets you make banking transactions with your computer or mobile device. You can use your computer or mobile device to move money between accounts.
    Debit cards on the Internet
    A debit card (also known as a bank card, plastic card, or check card) is a plastic payment card that can be used instead of cash when making purchases. It is similar to a credit card, but unlike a credit card, the money is immediately transferred directly from the cardholder's bank account when performing any transaction.
    Some cards might carry a stored value with which a payment is made, while most relay a message to the cardholder's bank to withdraw funds from a payer's designated bank account. In some cases, the primary account number is assigned exclusively for use on the Internet and there is no physical card.
    How to Use a Debit Card Online?
    Here is a step-by-step guide to help you complete your payments online using Debit Cards-
    • Once you are at the payment checkout, you need to choose “Pay Using Debit/ Credit Card. Once you select on the option, you need to specify the type of card, i.e., Debit Card and whether it is a Visa or Mastercard.
    • Then, type the 16-digit Debit Card number which is on the front side of your Debit Card. You will also have to enter the expiration date of the card.
    • Once you’ve entered the Debit Card details, you may be asked for a CCD, CVV, or similar security code. In most cases, it is a three or four-digit code that helps prove that you are authorized to use the card. This code is mostly found on the back of the cards.
    • Once you are through the payment portal, you will be asked to enter a unique transaction code or an OTP (one-time-password) that is sent to the mobile number linked to your Debit Cards. Once you enter the number, your transaction is verified, and you receive a notification.
    • To use a Debit Card online, you will need to know the correct billing address which is linked to the card being used.

    By -
    लेबल:

    कोई टिप्पणी नहीं:

    एक टिप्पणी भेजें

    सदस्यता लें टिप्पणियाँ भेजें (Atom)